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Understanding
financing options

A full upfront payment, loan or lease, choose what’s right for you.

Loan

Find the lowest interest rates with our loan partners.

Lowest interest rate

8.99%

Loan partners
Loan Partners Loan Partners

Lease

A long-term rental plan. Pay on a monthly basis, until you are ready to commit.

Commitment-free lease starting at

₹4,637 for Ather 450X   
₹3,868 for Ather 450 Plus

So how does lease work? 

1. Choose your monthly
payable amount

2. Pay the corresponding
deposit amount & ride away

3. Easy exit with your deposit
refund or buyout options

Have questions? Contact your nearest Ather experience center.

Your is city is not on the list?

Get information about all the financing options in your city from your nearest Ather experience Center

Frequently Asked Questions

Bengaluru, Chennai & Delhi
You can apply for a loan online through your Ather account (created automatically on booking) or visit the Ather experience center for assistance.

Other cities
You can apply for a loan through the nearest Ather experience center.

If you are:
Salaried employee : 3-month salary slips.
Self-employed : IT returns for 2 years and bank statement (last 6 months).
KYC documents : Aadhaar card, PAN card, address proof, and a passport-size photo.

The pre-closure is available with IDFC and HDFC. With HFCL it’s possible only after 1 year of the loan.

A deduction for interest payments up to ₹1,50,000 is available under Section 80EEB only for personal use.

Yes, a processing charge of 2% for IDFC & HFCL. For HDFC – 1% of the loan amount taken + documentation charges + RTO hypothecation fee.

Absolutely not, you can opt for a loan with the bank of your choice. We will just need a few details of the financier and standard loan documents like a hypothecation letter from the bank for the RTO registration.

The minimum down payment with HFCL is ₹24000 and with IDFC, it is ₹25000.

The loan is applicable for ex-showroom price for HFCL and on-road price exclusive of insurance for IDFC.

HFCL, IDFC and HDFC are our loan partners. Depending on the customer profile, the loan processing takes around 2-4 days.

You can check them out right here.

Our community may already have an answer for you

Forum

Full payment vs lease vs loan

FAQs on purchase process

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